Monthly Expenses for Working Professionals in Hyderabad (2026 Guide)

Moving to a new city for your first job or a career change is exciting — but one of the first questions everyone asks is:

“How much will I need every month to live comfortably in Hyderabad?”

Hyderabad is known for its good lifestyle, strong job market (especially in IT and startups), and relatively affordable cost of living compared with other metros. But your monthly expenses will depend a lot on your lifestyle, where you live, and your personal habits.

In this guide, we’ll break down the typical monthly expenses working professionals pay in Hyderabad — in simple terms you can relate to.

Living expense planning helps you avoid stress, save money, and live better.

1. Accommodation (Rent or PG/Co-Living)

Where you live and what kind of accommodation you choose is usually your biggest monthly cost.

Typical Options and Monthly Rents

• PG / Co-Living Space (Shared Room): ₹8,000 – ₹14,000
• 1BHK Apartment (Rent): ₹12,000 – ₹22,000
• 2BHK Apartment (Rent): ₹18,000 – ₹30,000+

Areas closer to IT hubs like Hitech City, Gachibowli, Kondapur, and Madhapur tend to have higher rents, while places a bit farther like Miyapur, Kukatpally, or Kompally may be slightly cheaper.

Personal suggestion:
Rather than just choosing the cheapest place, try to stay relatively close to your workplace (like Hitech City or Gachibowli) to save time and travel fatigue. Hyderabad traffic can still be unpredictable during peak hours.

Read More – Best Areas to Live in Hyderabad Near IT Parks

2. Food & Daily Meals

Food expenses can vary based on whether your accommodation includes meals or not.

Typical Monthly Food Costs

• If meals are included in PG/Co-Living: Usually part of the rent
• If you cook at home: ₹3,000 – ₹6,000
• If you eat outside moderately: ₹6,000 – ₹10,000
• Combination (some home cooked, some outside): ₹7,000 – ₹12,000

If your PG includes breakfast and dinner, daily food can become quite economical. If you eat out frequently, costs can rise quickly.

Human insight:
Hyderabad has great local food — from biryani to dosa — but budgeting helps balance taste and wallet. A mix of home-cooked meals and occasional eating out usually works well.

3. Travel & Commuting

How much you’ll spend on transport depends on your distance from office and how you travel.

Typical Monthly Travel Costs

• Local Bus / RTC: ₹500 – ₹1,000
• Metro + Bus Combo: ₹800 – ₹1,200
• Ride-shares (OLA/Uber) daily: ₹3,000 – ₹6,000
• Fuel (if you drive): ₹3,000 – ₹6,000+

Many professionals use a mixture of buses, metro, and ride-shares. Public transport is lighter on the pocket, while daily cabs add up fast.

Personal suggestion:
If your office is within 15–20 minutes by bus or metro, you can save a lot compared to daily cabs.

4. Internet & Mobile

Internet and phone bills are essential for both work and social life.

Monthly Estimates

• Mobile recharge: ₹300 – ₹500
• Home broadband / Wi-Fi: ₹600 – ₹1,000
• Co-Living PG Wi-Fi (usually included): Often part of rent

If your accommodation includes Wi-Fi, your cost may be just the mobile recharge.

5. Utilities & Housekeeping

These costs depend on your accommodation type.

Typical Monthly Estimates

• Electricity & Water (if not included in rent): ₹800 – ₹1,500
• Housekeeping & Cleaning (app or service): ₹500 – ₹1,000
• Laundry (pay-per-use or monthly plan): ₹500 – ₹1,000

Many co-living or modern PG spaces include utilities and housekeeping in the rent, which makes budgeting much easier and more predictable.

Read More – Why Co-Living Is Better Than Traditional PGs

6. Personal & Lifestyle Expenses

This section is the most variable — it depends on your habits.

Typical Monthly Costs

• Gym / Fitness: ₹800 – ₹2,000
• Entertainment / Movies / Outings: ₹1,000 – ₹4,000
• Shopping / Clothes: ₹1,000 – ₹3,000
• Coffee / Eating Out: ₹1,000 – ₹3,000

Some months you may spend more, some months less — it balances out if you plan ahead.

7. Health & Insurance

Health is an important cost many first-timers forget.

Typical Monthly Costs

• Medicines / Doctors: ₹300 – ₹800 (varies)
• Health Insurance Premium (annual paid monthly): ₹400 – ₹1,000

Having even a basic health insurance plan saves money and peace of mind.

8. Savings & Emergency Fund

This isn’t a fixed expense, but it’s good to plan for it.

Financial experts recommend saving at least 20% of your net income for:

• Emergencies
• Travel
• Skill upgradation
• Future goals (home, car, study abroad)

If your monthly salary is ₹40,000:

• Aim to save: ₹8,000 – ₹10,000+
  This creates a healthy financial cushion.

Sample Monthly Budget for a Working Professional (Typical Scenario)

Here is a real-world example:

Category	Estimated Monthly Expense
Accommodation (PG/Co-Living)	₹10,000
Food (mixed eating + cooking)	₹9,000
Transport (bus/metro + occasional cab)	₹2,000
Internet & Mobile	₹1,000
Utilities & Housekeeping	₹1,500
Personal & Lifestyle	₹4,000
Health & Insurance	₹800
Savings	₹8,000+
Total	₹36,300+

This total can go up or down based on:

• Choice of accommodation
• Travel habits
• Eating and entertainment preferences

Smart Money Tips for Professionals in Hyderabad

1. Choose location wisely:
   Staying closer to your workplace saves travel time and daily fatigue. Hyderabad traffic can be unpredictable during peak hours.
2. Set a monthly budget:
   Track your expenses for 2–3 months to understand spending patterns.
3. Include utilities in rent, if possible:
   This makes monthly planning easier and reduces surprise bills.
4. Use public transport when possible:
   Hyderabad’s metro and bus network is easier on the wallet.
5. Cook at home sometimes:
   Even 15–20 days of home cooking can cut food costs significantly.

Conclusion

Monthly expenses in Hyderabad are generally lower than many other Indian metros, but they still depend on your lifestyle choices.

A smart budgeting approach helps you balance:

• Comfort
• Savings
• Daily needs
• Social life

If you plan your monthly expenses well, you can live comfortably while also saving for the future.

Explore PGs – 

PG in Ameerpet | PG in Aziznagar | PG in Gachibowli | PG in Gandi Maisamma | PG in Himayatnagar | PG in Hitec City | PG in Kondapur | PG in Kukatpally | PG in Madhapur | PG in Medchal | PG in Narsingi | PG in Nizampet | PG in Q City

FAQs – Monthly Expenses for Working Professionals in Hyderabad

1. How much should a working professional budget monthly in Hyderabad?
   Typically around ₹35,000 – ₹45,000 for a comfortable lifestyle, depending on accommodation and habits.
2. Is Hyderabad an expensive city for working professionals?
   It’s relatively affordable compared with cities like Mumbai or Bangalore, especially in terms of rent and food.
3. Can you live on ₹30,000 a month in Hyderabad?
   Yes, with careful budgeting (shared rooms, public transport, limited dining out).
4. Do most co-living spaces include utilities?
   Many organised co-living spaces include utilities like Wi-Fi and housekeeping in the rent.
5. What’s the biggest monthly expense for professionals?
   Usually accommodation, followed by food and commuting.
6. Is health insurance necessary for working professionals?
   Yes. Even basic health cover gives financial security in emergencies.
7. How much should I save monthly?
   Aim for at least 20% of your net income, but adjust based on your goals.